Listed below are the payment options. 1. Money Orders and Cashiers Checks  2. Visa, MasterCard 3. Personal checks - Must clear the bank before items will be shipped.   We require a $250 deposit with the balance due when we finish your saddle.  Build time is about 4 months.  We will do our absolute best to have your saddle finished in that time frame but, sometimes things happen that are out of our control, so there are no guarantees.  Your saddle could possbily be finished before that, depending on our work load.